Chime offers a $200 bonus for new users who set up direct deposit with their Chime account. To qualify, customers must receive a total of $200 or more in direct deposits within the first 45 days of opening their account. This bonus is a great incentive for those looking to manage their finances more effectively, as Chime provides features like no monthly fees, early direct deposit, and automatic savings. The straightforward process makes it easy for users to take advantage of this offer and enjoy the benefits of banking with Chime.