Bank accounts with direct deposit bonuses offer an attractive incentive for customers to set up automatic deposits from their employers or government benefits. Typically, these accounts provide a cash bonus after meeting specific criteria, such as maintaining a minimum balance or completing a certain number of direct deposits within a designated timeframe. This feature not only encourages regular savings but also enhances financial convenience. With competitive interest rates and low fees, these accounts can be a smart choice for individuals looking to maximize their earnings while simplifying their banking experience.