Best apps like Chime with sign-up bonus no deposit offer users a convenient way to manage their finances while enjoying attractive incentives. These apps typically provide features such as no monthly fees, early direct deposit, and user-friendly interfaces. Popular alternatives include Current, which offers cash rewards for spending, and Varo, known for its high-interest savings accounts. By choosing these apps, users can benefit from financial tools and bonuses without the hassle of an initial deposit, making it easier to start saving and managing money effectively.